{{cite journal | last1=Aziz. | first1=Muhammad Ridhwan B. Ab. | year=2011 | title=OPPORTUNITY FOR AGRO ENTREPRENEUR IN DEVELOPING AGRO INITIATIVE IN ISLAMIC BANKING IN MALAYSIA | journal=Journal of Animal and Plant Sciences | volume=21 | issue=2 | pages=290-302 | issn=1018-7081 | eissn=2309-8694 | publisher=Pakistan Agricultural Scientists Forum | url=https://thejaps.org.pk/AbstractView.aspx?mid=2011-JAPS-212}}